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Scenic Recreational Land – Texas Hill Country
For Sale By Owner
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Scenic Recreational Land – Texas Hill Country

CR 412, Fredericksburg, TX 78624
20 Acres
Recreational
Paved Road
Zoning: A1
Utilities:electricwater

About This Property

Beautiful 20-acre parcel nestled in the heart of Texas Hill Country. Rolling terrain with scattered oak trees, seasonal creek, and stunning views. Perfect for a weekend retreat, hunting cabin, or future homestead. Electric and water available at the road. Seller financing available with flexible terms — no bank needed.

This property is listed directly by the owner. SellerFinanceX recommends all buyers conduct due diligence and work with a licensed real estate attorney before entering into any seller-financed agreement.

Location

$
Leaflet © OpenStreetMap contributors © CARTO
Seller Financing Terms

15%

Down Payment

7.5%

Interest Rate

10

Years

Est. Tax After Purchase
$2,079/yr(~$173/mo)

Property taxes are typically reassessed after a sale. Actual amounts vary by jurisdiction and may differ from estimates shown.

Seller will carry the note. No credit check required. Easy qualify.

Financing Calculator
$189,000
15% ($28,350)
7.5%
30 years

Determines monthly payment amount

10 years

Balloon payment due at end of year 10

Estimated Monthly Payment

$1,123

Balloon Payment Due in Year 10

$139,436

Loan Amount

$160,650

Total Interest

$113,581

Monthly Cost Breakdown
87%13%
Mortgage (P&I)
$1,123/mo
Est. Property Tax
$173/mo
Total Est. Monthly$1,297/mo

* Property taxes are estimated at ~1.1% of purchase price annually and are typically reassessed at the new purchase price. Actual taxes may vary based on your local tax authority's rules and any applicable exemptions.

Principal vs Interest Over Time

Cumulative amounts paid over the 30-year amortization period

Yr 2Yr 4Yr 6Yr 8Yr 10Yr 12Yr 14Yr 16Yr 18Yr 20Yr 22Yr 24Yr 26Yr 28Yr 30Years$0k$150k$300k$450k$600kAmount ($)Balloon: $139,436
  • Principal Paid
  • Interest Paid
Balloon payment of $139,436 due at year 10

$189,000

Est. $1,907/mo

Why Seller Financing?

  • No bank approval needed
  • Flexible down payment
  • Faster closing process
  • Negotiable terms