SellerFinanceExchange
Off-Grid Mountain Land with Creek Access
For Sale By Owner
Active
Land for Sale

Off-Grid Mountain Land with Creek Access

Forest Rd 88, Asheville, NC 28801
12 Acres
Residential
Unpaved Road
Zoning: R1
Utilities:unknown

About This Property

Secluded 12-acre mountain parcel with year-round creek running through the back portion. Mostly wooded with hardwoods and pines. Gravel road access off maintained county road. Ideal for off-grid living, tiny home, or mountain cabin. Several flat building sites identified. Seller financing with only 10% down — perfect for buyers who want to escape to nature.

This property is listed directly by the owner. SellerFinanceX recommends all buyers conduct due diligence and work with a licensed real estate attorney before entering into any seller-financed agreement.

Location

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Leaflet © OpenStreetMap contributors © CARTO
Seller Financing Terms

10%

Down Payment

8%

Interest Rate

Est. Tax After Purchase
$1,568/yr(~$131/mo)

Property taxes are typically reassessed after a sale. Actual amounts vary by jurisdiction and may differ from estimates shown.

Low down payment, flexible payment schedule. Balloon optional at year 12.

Financing Calculator
$142,500
10% ($14,250)
8%
30 years

Determines monthly payment amount

30 years

No balloon payment (fully amortized)

Estimated Monthly Payment

$941

Loan Amount

$128,250

Total Interest

$210,529

Monthly Cost Breakdown
88%12%
Mortgage (P&I)
$941/mo
Est. Property Tax
$131/mo
Total Est. Monthly$1,072/mo

* Property taxes are estimated at ~1.1% of purchase price annually and are typically reassessed at the new purchase price. Actual taxes may vary based on your local tax authority's rules and any applicable exemptions.

Principal vs Interest Over Time

Cumulative amounts paid over the 30-year amortization period

Yr 2Yr 4Yr 6Yr 8Yr 10Yr 12Yr 14Yr 16Yr 18Yr 20Yr 22Yr 24Yr 26Yr 28Yr 30Years$0k$85k$170k$255k$340kAmount ($)
  • Principal Paid
  • Interest Paid

$142,500

Why Seller Financing?

  • No bank approval needed
  • Flexible down payment
  • Faster closing process
  • Negotiable terms