SellerFinanceExchange
Flat Agricultural Land with Well & Irrigation
For Sale By Owner
Active
Land for Sale

Flat Agricultural Land with Well & Irrigation

Rural Route 7, Tulare, CA 93274
5.5 Acres
Agricultural
Paved Road
Zoning: AG
Utilities:waterelectric

About This Property

Flat, fertile 5.5-acre parcel in California's Central Valley. Currently used for row crops. Existing well and drip irrigation infrastructure in place. Excellent soil quality with good sun exposure year-round. Ideal for a small farm, vineyard, or orchard. Owner willing to finance — ideal for first-time land buyers.

This property is listed directly by the owner. SellerFinanceX recommends all buyers conduct due diligence and work with a licensed real estate attorney before entering into any seller-financed agreement.

Location

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Leaflet © OpenStreetMap contributors © CARTO
Seller Financing Terms

20%

Down Payment

6.9%

Interest Rate

15

Years

Est. Tax After Purchase
$1,045/yr(~$87/mo)

Property taxes are typically reassessed after a sale. Actual amounts vary by jurisdiction and may differ from estimates shown.

20% down gets you started. Monthly payments around $600. Call for details.

Financing Calculator
$95,000
20% ($19,000)
6.9%
30 years

Determines monthly payment amount

15 years

Balloon payment due at end of year 15

Estimated Monthly Payment

$501

Balloon Payment Due in Year 15

$56,036

Loan Amount

$76,000

Total Interest

$70,132

Monthly Cost Breakdown
85%15%
Mortgage (P&I)
$501/mo
Est. Property Tax
$87/mo
Total Est. Monthly$588/mo

* Property taxes are estimated at ~1.1% of purchase price annually and are typically reassessed at the new purchase price. Actual taxes may vary based on your local tax authority's rules and any applicable exemptions.

Principal vs Interest Over Time

Cumulative amounts paid over the 30-year amortization period

Yr 2Yr 4Yr 6Yr 8Yr 10Yr 12Yr 14Yr 16Yr 18Yr 20Yr 22Yr 24Yr 26Yr 28Yr 30Years$0k$50k$100k$150k$200kAmount ($)Balloon: $56,036
  • Principal Paid
  • Interest Paid
Balloon payment of $56,036 due at year 15

$95,000

Est. $679/mo

Why Seller Financing?

  • No bank approval needed
  • Flexible down payment
  • Faster closing process
  • Negotiable terms