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Mortgage Interest Rates

Compare current rates from top lenders

Last updated: 11:16:27 PM
30-Year Fixed Rate History

National average over time •Data Source

National Average Rates

As of 2026-05-02

Data Source
6.19%
30-Year Fixed
5.68%
15-Year Fixed
6.36%
5/1 ARM
6.43%
FHA 30-Year
6.47%
VA 30-Year
6.59%
Jumbo 30-Year
Wells Fargo
Excellent Credit
5.90%
30-Year Fixed
5.06%
15-Year Fixed
5.62%
5/1 ARM
6.43%
FHA 30-Year
6.47%
VA 30-Year
6.59%
Jumbo 30-Year
Bank of America
Excellent Credit
6.12%
30-Year Fixed
5.50%
15-Year Fixed
5.75%
5/1 ARM
6.43%
FHA 30-Year
6.47%
VA 30-Year
6.59%
Jumbo 30-Year
Quicken Loans
Excellent Credit
6.38%
30-Year Fixed
5.50%
15-Year Fixed
5.75%
5/1 ARM
6.43%
FHA 30-Year
6.47%
VA 30-Year
6.59%
Jumbo 30-Year
Chase
Excellent Credit
6.99%
30-Year Fixed
6.25%
15-Year Fixed
6.10%
5/1 ARM
6.50%
FHA 30-Year
6.55%
VA 30-Year
6.65%
Jumbo 30-Year
US Bank
Excellent Credit
6.00%
30-Year Fixed
5.25%
15-Year Fixed
5.50%
5/1 ARM
6.43%
FHA 30-Year
6.47%
VA 30-Year
6.59%
Jumbo 30-Year

Important Disclaimer:

  • Mortgage rates change frequently throughout the day based on market conditions
  • Displayed rates are for informational and comparison purposes only
  • Actual rates may vary significantly based on lender, borrower qualifications, credit score, down payment, loan amount, property location, and timing
  • Rates shown may not include all applicable fees, points, or closing costs
  • Contact lenders directly for personalized rate quotes and to understand all terms and conditions
  • This information should not be considered financial advice

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