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Mortgage Interest Rates

Compare current rates from top lenders

Last updated: 8:09:49 PM
30-Year Fixed Rate History

National average over time •Data Source

09/25/2609/29/2610/03/2610/07/2610/11/2610/15/2610/19/2610/25/266.55%6.95%7.35%8.02%
  • Rate (%)
National Average Rates

As of 2026-10-23

Data Source
7.33%
30-Year Fixed
6.65%
15-Year Fixed
6.85%
5/1 ARM
7.15%
FHA 30-Year
7.12%
VA 30-Year
7.45%
Jumbo 30-Year
Wells Fargo
Excellent Credit
7.25%
30-Year Fixed
6.55%
15-Year Fixed
6.75%
5/1 ARM
7.05%
FHA 30-Year
7.02%
VA 30-Year
7.35%
Jumbo 30-Year
Bank of America
Excellent Credit
7.28%
30-Year Fixed
6.58%
15-Year Fixed
6.78%
5/1 ARM
7.08%
FHA 30-Year
7.05%
VA 30-Year
7.38%
Jumbo 30-Year
Quicken Loans
Excellent Credit
7.22%
30-Year Fixed
6.52%
15-Year Fixed
6.72%
5/1 ARM
7.02%
FHA 30-Year
6.99%
VA 30-Year
7.32%
Jumbo 30-Year
Chase
Excellent Credit
7.30%
30-Year Fixed
6.60%
15-Year Fixed
6.80%
5/1 ARM
7.10%
FHA 30-Year
7.07%
VA 30-Year
7.40%
Jumbo 30-Year
US Bank
Excellent Credit
7.27%
30-Year Fixed
6.57%
15-Year Fixed
6.77%
5/1 ARM
7.07%
FHA 30-Year
7.04%
VA 30-Year
7.37%
Jumbo 30-Year

Important Disclaimer:

  • Mortgage rates change frequently throughout the day based on market conditions
  • Displayed rates are for informational and comparison purposes only
  • Actual rates may vary significantly based on lender, borrower qualifications, credit score, down payment, loan amount, property location, and timing
  • Rates shown may not include all applicable fees, points, or closing costs
  • Contact lenders directly for personalized rate quotes and to understand all terms and conditions
  • This information should not be considered financial advice

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