SellerFinanceExchange

Check Your Credit Score

Your credit score affects your ability to qualify for seller financing. Check yours for free through a trusted provider below.

Secure • Free • No impact to your credit

Powered by trusted third-party providers. SellerFinanceExchange does not store, access, or process your credit information. Clicking any link below will take you directly to the provider's secure website.

Choose a Free Credit Score Provider

Credit Karma
Free • No Credit Card

Get your free VantageScore 3.0 from TransUnion and Equifax. Updated weekly with personalized recommendations.

TransUnionEquifaxVantageScore 3.0
Experian
Free FICO® Score

Access your FICO® Score 8 and full Experian credit report. Industry-standard score used by most lenders.

ExperianFICO® Score 8
AnnualCreditReport.com
Official Free Report

Federally mandated free credit report from all three bureaus — Equifax, Experian, and TransUnion — once per year.

EquifaxExperianTransUnionFull Credit Report
myFICO
Most Lenders Use FICO

The official source for FICO® Scores. See the exact scores mortgage lenders use when evaluating your application.

EquifaxExperianTransUnionFICO® Score (multiple)

Understanding Credit Score Ranges

Exceptional
800–850
Very Good
740–799
Good
670–739
Fair
580–669
Poor
300–579

Tips to Improve Your Score

Pay all bills on time — payment history is the biggest factor (35%).

Keep credit card balances below 30% of your limit (credit utilization).

Avoid opening too many new accounts in a short period.

Important Disclaimers

  • Credit scores are provided by independent third-party services, not by SellerFinanceExchange.
  • Results may vary based on the credit bureau and scoring model used (FICO®, VantageScore, etc.).
  • SellerFinanceExchange does not store, collect, or have access to your credit data or personal financial information.
  • Checking your score through the services above uses a "soft inquiry" which does not impact your credit score.
  • This page is for informational purposes only and does not constitute financial or legal advice.